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近年来，受宏观经济深度调整，国内信贷需求偏弱，LPR（贷款市场报价利率）重新定价等因素影响，银行的挑战前所未有。置身周期底部，谁能跑出更快更稳的资产扩张曲线，谁就能在下一轮洗牌中掌握主动权。
总书记两次考察，格外关注中医药。“十五五”规划建议提出：“推进中医药传承创新，促进中西医结合。”中医药振兴发展迎来天时、地利、人和的有利时机。